Venture

Shaping the Future of Contactless Payments in Poland

Current stage:
Launched
Client
Mastercard
Date
Area
Website
wearpay.pl
Company

Problem statement

Modern consumers increasingly rely on contactless payments, yet in everyday life they still face significant limitations. Full dependence on a smartphone or traditional card means the need to remember to carry them or ensure they are charged. The lack of a convenient, always-available device enabling payment makes quick and secure transactions more difficult, leading to frustration and wasted time.

Solution

WearPay offers payment rings as an alternative to smartphone-based or traditional contactless card payments. With the ring, the payment process becomes even simpler and more convenient. The user authorizes a transaction with a single gesture, without the need to have a charged phone or physical card. The solution delivers full convenience, speed, and security, while eliminating the limitations associated with traditional contactless payments.

Value proposition

  1. For consumers:

They gain a new level of contactless payments—faster, more convenient, and always available. The ring eliminates the need to carry a wallet or ensure the phone is charged, enabling instant and secure transaction authorization with just one gesture.

  1. For banks:

Offering payment rings enhances customer loyalty and increases transaction activity, which translates into higher transaction volumes and reduces commission costs associated with processing contactless payments via smartphones.

What's next

Project
Next steps

1
Expanding the product portfolio to include new wearable payment devices such as wristbands, as well as introducing alternative color variants of the existing rings, including gold and silver editions.
2
Developing a strategy for WearPay that enables diversification of revenue streams and access to new customer segments.
3